United Check Cashing

United Check Cashing has created a retail format that offers a warm, community bank-like atmosphere for customers to conduct their personal financial business.

Cash Investment: $50,000 Investment Range: $50,000
Franchise Fees: $25,000 Training & Support: Yes
Franchise Units: 120 Financing Available: Yes
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About the Money Services Industry

The Federal Deposit Insurance Corporation (FDIC) has indicated that 23% of all households that are unbanked and under-banked use a check cashing center to meet their financial service needs.  The needs of consumers who often choose not to use banks are both basic and easy to identify.


Consumers share four basic needs:

(1) immediate liquidity for paper checks (paycheck, benefits check, etc.);

(2) the ability to pay bills, rent, etc., often at the last minute to avoid additional fees; and

(3) the ability to send money to relatives in other states and/or countries

(4) the ability to convert cash into digital currency and/or a convenient way to convert digital currency into cash and a host of other valuable services.


United Makes it easy to pick up a piece of this $60 billion business. 

United has developed and operated multiple financial service centers for more than 30 years. In 1992, United decided to expand its business model through a formal franchising system. To date, United has helped independent entrepreneurs establish and operate more than 125 United Check Cashing centers in 16 states. The United system has standardized the key elements necessary to run a check cashing center. United provides assistance with real estate acquisition and construction, licensing and vendor relations, training on all aspects of business and ongoing operations and marketing support.  Our professional, bank-like centers are conveniently located where our customers work and shop.  


United’s Retail Environment 

United has created a retail format that offers a warm, community bank-like atmosphere for customers to conduct their personal financial business.  The growing segment of the under-banked can find a full complement of products and services designed to meet their needs at a United Check Cashing center.   


United can fit its business concept into a variety of retail formats, from conventional storefront centers to adapting kiosk centers to the footprint of existing businesses. We provide a total turnkey, branded facility with a variety of formats from which to choose. And, we have established business relationships with a proven network of vendors, suppliers, and industry best practices to dramatically increase your probability of success.  United’s real estate and construction team will work with you to identify a suitable location. The United System provides for a complete design, build-out, and installation of all furniture, fixtures, equipment, and signage needed to provide a professional retail environment.


How Can a United Check Cashing Kiosk Benefit Your Business?

If you already have an existing retail space and the right demographic base a United Check Cashing kiosk can provide a great source of additional revenue.


Franchise Support 

United’s proven franchise system is an integrated program designed to make your entrance into the money service business easier than doing it on your own.


All franchisees are provided:

Franchise Candidates

United franchisees come from all types of careers and professions ranging from executives to entrepreneurs, technology professionals to retail backgrounds, financial specialists to skilled trades. Our franchisees understand the value of operating within a proven system. They recognize the need for local marketing in their neighborhood and enjoy interacting with other business people in their community. They understand their customers and their needs for a full array of vital financial services. Just as important, they have the financial resources to properly fund the start-up of their business as well as the resources to support it as it grows.


If this sounds like you, then you are ready to take the next steps.  Please request more information today and a development representative will guide you through the due diligence process. 

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News / Press Releases for United Check Cashing

United Check Cashing Sweepstakes Winner

- At a time when the economy is forcing many consumers to postpone spending, United Check Cashing of Roselle New Jersey is offering to share a little delight by giving their customer???s a chance to win cash prizes through the annual United ???Cash-n-Scratch??? Sweepstakes.
Please Note: This United Check Cashing advertisement, and all other franchise opportunities, franchises for sale, business opportunities, businesses for sale, franchise financing providers, and other advertisements on this website should not be considered an offering or solicitation, and they are not recommended, endorsed, or approved in any way by Franchise Buy. All listings and advertisements on this website are submitted to Franchise Buy by the franchise, business opportunity, business for sale or other advertiser, and that information is relied entirely on for the truthfulness and accuracy of the information provided. Franchise Buy has no stake in these companies, and have not independently verified any of the information submitted, no responsibility for its accuracy or completeness is assumed by Franchise Buy. Persons submitting the inquiry form are under no obligation to purchase or otherwise utilize any services offered, they are simply requesting more information on the franchises or business opportunities listed. Please review the full advertisement before responding.
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